privacy policy & legal

Disclaimer

LEGAL, PLEASE READ: Content in this document and in our videos and articles is for general information or entertainment only, and is not specific or individual investment advice. Most likely, we don’t know who you are, and much less your personal situation. Forecasts of the stock market and business performance are like the weather. It’s often partly sunny outside, but forecasts are frequently wrong, and sometimes even disaster strikes. Thus, information presented may not develop as predicted, and there is zero guarantee any information presented will remain accurate for forever. All investing involves risk, so do your own research. Remember, it’s not our money, it’s yours.

Effective Date: May 22, 2025
Website: https://chipstockinvestor.com

Chip Stock Investor LLC (“we,” “our,” or “us”) respects your privacy and is committed to protecting your personal information. This Privacy Policy outlines how we collect, use, share, and protect your data when you use our website and services, including our paid membership platform and private Discord community.

1. Who We Are

Our website address is: https://chipstockinvestor.com
We provide educational and research-based content related to semiconductor investing through a paid membership model.

2. Disclaimer

LEGAL, PLEASE READ: Content in this document, on our website, in videos, articles, and Discord is for general information or entertainment only, and is not individual investment advice. Investing involves risk. We are not financial advisors. Please consult a licensed professional before making financial decisions.

3. Personal Data We Collect

We collect and store the following personal information when you interact with our site:

When you create an account:

  • First name

  • Last name

  • Email address

  • Username

  • Encrypted password

When you purchase a membership:

  • Billing address (if required by payment provider)

  • Payment method details (handled securely by our third-party payment processor — we do not store credit card numbers)

  • Subscription activity (start date, renewal date, cancellation)

When you use the site:

  • IP address

  • Browser and device type

  • Login timestamps

  • Usage logs

  • Comment data (see Section 6)

When you connect your Discord account:

  • Discord username and ID (for membership verification)

We use this information to provide access to membership content, manage subscriptions, deliver customer support, and improve our services.

4. Legal Basis for Processing (For International Users)

For users in the European Union (EU) and United Kingdom (UK) under the GDPR, and users in California under the CCPA, we collect and process personal information under the following legal bases:

  • To fulfill our contract with you (membership access)

  • To comply with legal obligations

  • With your consent (e.g. marketing emails)

  • For our legitimate business interests (site security, fraud prevention)

You may withdraw consent at any time where applicable.

5. Comments

When visitors leave comments on the site, we collect:

  • The data shown in the comment form

  • IP address

  • Browser user agent string (for spam detection)

An anonymized string from your email address may be sent to the Gravatar service to check for an avatar image. Gravatar’s privacy policy: https://automattic.com/privacy/.
Approved comments will show your profile picture publicly.

6. Media Uploads

If you upload images, please remove location data (EXIF GPS). Visitors may download and extract this data if included.

7. Cookies

We use cookies to:

  • Save login info and preferences

  • Authenticate users

  • Improve website performance

Login cookies last 2 days (or 2 weeks if “Remember Me” is selected). Screen option cookies last 1 year.

8. Embedded Content from Other Sites

Articles on this site may include embedded content (e.g. videos, images, articles). Embedded content behaves as if you visited the third-party site directly and may collect data, use cookies, and track interactions.

9. Who We Share Your Data With

We do not sell your personal data.
We may share your data with:

  • Payment processors (e.g. Stripe) to handle billing

  • Email providers for transactional and marketing communication

  • Spam detection services (for comments)

  • Discord API (to manage community access)

We require third-party providers to process your data securely and in compliance with applicable privacy laws.

10. How Long We Retain Your Data

  • Comments and metadata: indefinitely

  • Membership data: as long as your account remains active

  • Inactive user data: retained as required for tax, legal, or regulatory reasons

You may delete your account or request deletion at any time (see Section 11).

11. Your Rights Over Your Data

Depending on your location, you may have the right to:

  • Access your data

  • Request data correction

  • Request data deletion

  • Object to processing

  • Withdraw consent

  • Export your data

To make a request, email us at info@chipstockinvestor.com.

12. Where Your Data Is Sent

  • Visitor comments may be checked through an automated spam detection service

  • Some data may be transferred outside your country, including to the United States
    We use secure hosting and encryption to protect your data

13. Data Security

We use SSL encryption, firewalls, access controls, and secure third-party services to protect your information. No method is 100% secure, but we follow industry standards to minimize risks.

14. Children’s Privacy

Our services are intended for users age 18 and older. We do not knowingly collect personal information from children under 18.

15. Changes to This Privacy Policy

We may update this policy from time to time. We’ll post changes on this page and update the “Effective Date” above. Continued use of our site means you agree to the revised terms.

16. Contact Information

If you have any questions or requests regarding your data or this privacy policy, you may contact us at:
info@chipstockinvestor.com
https://chipstockinvestor.com